TrustFor lenders
- Discover — Browse open requests with purpose, story, and Trust Score.
- Decide — See explainable score factors — no black box.
- Fund — Contribute via M-Pesa STK; funds stay in escrow.
- Track — Follow progress and returns in your portfolio.
Trust connects. Opportunities grow.
TrustCircle is AI-assisted trust infrastructure where real people build verified reputations and access peer-to-peer funding through community — with explainable scores and M-Pesa escrow.
The problem
Existing lenders rely on limited financial history and miss the social context that communities already know. TrustCircle makes that reputation visible, verified, and fair.
Live in the circle
FUND RAISING 5000 SHILINGS for school, my dughter exams starts on 25th and she has to cle…
ABC wert jhgjgkjjkh jhhkhk hkhkhyu wertyu lllllllwertyu werty ghjkljjju qwertyui
I run a small produce stall in Kisumu. With a short-term loan I can buy inventory in bulk…
How it works
Borrow like family. Lend like a neighbor — with AI screening that protects everyone.
Our principles
Reputation comes first. Finance follows people you can actually stand behind.
Screening timelines and score factors are visible — never hidden behind a black box.
The same verified profile can borrow and lend — because trust works both ways.
Endorsements, repayment history, and circles strengthen your standing over time.
Real needs deserve dignity — school fees, medical bills, a market stall, not anonymous forms.
AI transparency
Every Trust Score factor is broken down: verification, profile completeness, tenure, endorsements, and repayment. AI screening runs in the open — with human review when confidence is low.
Become the trust layer powering lending, hiring, rentals, insurance, and digital identity.
TrustCircle starts with peer funding in Kenya — and grows into infrastructure for every relationship that needs verified reputation.
Create one account. Build your trust profile. Borrow or lend on your terms.